A guide to investing internationally

Many people in the UK have made the smart choice to invest some of their savings. This helps to not only get a better annual return than you would in a bank savings account but also enables you to open up another stream of income. After a while though, some investors will feel confident enough to branch out and begin investing in overseas businesses and markets.

This is a good idea because it prevents your entire portfolio from being wiped out if the domestic financial markets collapse. Getting into international investment can also help you find new opportunities to make money and identify markets which are just starting to climb. But what do you need to know before investing any money overseas?

Find the right places to invest

This may sound overly simplistic but the first thing you should do is take time to research which sectors or businesses in which countries you plan to invest in. The key is to look for industries or companies abroad that are set to really blossom or have room to continue a winning run. Doing so will help you to invest in the right areas to get the best return on your money.

A Chinese CRO is a great illustration of this idea in action. Chinese companies which run trials on behalf of Western drug companies are really making their mark and vying for a piece of the global CRO market. Indeed, it has been said that the Chinese CRO market alone could be worth $100bn by the end of 2020! By finding industries like this to invest in abroad, you could achieve some very good returns over time.[Continue Reading…]

A Quick Beginner’s Guide to Investing in Stock

History indicates that investing in stock is one of the most exciting ways to build wealth over time. Almost all of the Fortune 400 list of the topmost valuable Americans in the world today achieved their position on the list because they have a large selection of shares in a private or public corporation. Learning not just how to save your money, but how to invest it wisely over time can end up giving you a powerful portfolio for long-term growth.

Of course, just because you’ve finished paying off your loans and you’re ready to start putting your spare cash towards investments instead, doesn’t necessarily mean that you know how to leap into the stock market. In fact, you might be a complete beginner, unsure what investing in stock really means to your financial future. If that’s the case, here’s what you need to know.

The Basics of Investing in Stock

The first thing to learn about investing in the stock market – is that a stock is a share in ownership of a business. Otherwise known as equity or a security, these stocks are issued by corporations that want to raise money for projects and growth strategies. Common stock and preferred stock are the different kinds of investment available today. While common stock allows the stockholder to access a share of the business profits or losses, preferred stock comes with a predetermined payment in the form of dividends.

There are other things that differentiate preferred and common stock, but that’s as much as you need to know for now. The key to success with stocks is understanding how you make your money from regular investments. An increase in stock price caused by the increasing value of the business, and the arrival of dividends are just two of the ways that you can benefit from owning stocks. Because these two values accumulate and grow over time, a year’s investment can lead to a solid return on your cash.[Continue Reading…]

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