When it feels like life is beating you up, it’s best to step back. You might be getting through everyday life the best way that you know how, only to find that you actually had PPI hanging all over you without even realizing it. It’s better to handle this right away before too much time passes. The reality is that for 10 years, the industry forced payment protection insurance on a lot of people where it wasn’t warranted.

For example, if they know you were self employed and gave you PPI coverage anyway, the truth is that they knew that policy was invalid from the beginning. Self employed people generally don’t qualify for most typical “unemployment cover”, which means that the policy just isn’t valid for that reason. It’s just like if someone has a preexisting condition. They’re not going to be able to get coverage in the event that they become sick. It sounds very counterproductive but the reality is that it’s all about risk management.

If you’re concerned about PPI claims going through smoothly, you definitely need to contact a claims company. There’s no reason to try to “go it alone” as so many people do. Even if you think you know the system well, do you really have to time to waste going back and forth? Probably not. It’s going to therefore be in your best interest to get things like this handled as soon as possible. Trying to just wait it out doesn’t make sense at all. You have to push forward and be willing to do whatever you have to do to get the most likely outcome done. There’s always something to be said about working as hard as possible for a brighter beginning, and you can lift your spirits immensely by getting money that has been trapped by bad sales tactics.

There is nothing wrong with sales, and we’re definitely not trying to insult the millions of hard working sales people that are just trying to make a living. However, there is truly a rotten apple or two in every proverbial bunch, and when they get together…consumers have problems like this.

What will you do from here? It’s really up to you. Don’t think that it’s impossible to start handling things in a certain way, but you really need to take action today. Just make the call and let the company sort the rest out. Good luck!

By Jasmina