Today’s economic climate is a tricky one. Just when you think that you’re safe… the markets go crazy on you. Right now there is a lot of market uncertainly and doubt, especially with the recent news about Cyprus being bailed out due to a bad economy. It’s best to really check into the market to see what you can do as a regular investor.

First off, you need to make sure that you’re using the cheapest places to buy. You want to go with Alliance Trust Savings, or Charles Stanley Direct. You could even do FundsNetwork, which is a service through Fidelity. All of these are great sites that provide a secure way to trade. Keep in mind that you will have to pick out your own investments. That might be scary at first, but it definitely gets you more power in the long run. You aren’t going to have to pay heavy fees just for the privilege of having investments given to you.

You can actually do quite well just investing in tracker funds that mirror a major index, like the FTSE All-Share or the Dow Jones. While you might not beat the market totally, you’ll keep up with it. The investment costs for these sites is very low, making it easier than ever before to invest. It’s all about figuring out what you want to do in the long run.

Your stocks and shares ISA is just one aspect of your investment portfolio. Feel free to add other items as you go along. Over time, your investments will grow. Of course, if you get more information about the marketplace, you’ll want to adjust things around. With fees as low as 1.3% a year, it just makes sense for small investors to take their own financials into their own hands. Good luck!