Your wedding day is supposed to be one of the most magical days of your life. However funding your big day is another thing. Many rely upon their parents or raiding their savings, others prefer to get a loan to fund their day. If you are opting for a loan ensure that you do plenty of research to find the one that’s best suited to your needs. There are many ways to cut costs and still have the wedding of your dreams.

Rule number one – Negotiate! Make sure you are getting the best deal, especially when it comes to your wedding venue and catering. Ask for a discount, also having your wedding on a Friday or Sunday is often much cheaper than having it on a Saturday. The money you save could then go towards your dream menu. Finding a venue that doesn’t require you to use their catering services will also save you money, you will be free to choose the exact food and spend what you wish.

wedding budget

If needs be you can opt for a second had wedding dress, there are many sites online including eBay and gumtree where you will find a variety of options, you could always go into a wedding dress shop to find the style you require and then hunt for a similar option online.

Things are shifting when it comes to planning your wedding, you are now able to rent most things for your big day including bridesmaid dresses to the decorations at half of the price.

Keeping your ceremony and reception at the same location saves a lot of money, you don’t have to be concerned about wedding cars or transporting your guests after the service. Also any decorations or flowers used at the ceremony can then be used in the reception. Choosing a decorative location will save you having to fill it with flowers and lights, just some small finishing touches will suffice.

Having a later service means you avoid a sit down dinner, therefore avoid paying for a 3 course meal for all of your guests. Or even if your wedding is an all-day event you can opt for a BBQ/appetizer option and have a buffet or hog roast. You will save thousands of pounds by choosing this option.

Limiting the alcohol can save you hundred, just stick to wine and lager. There’s no need to have expensive spirits. There are further ways to save money, unless your heart is set on it don’t have a wedding cake, they aren’t an essential part of the day, as long as you have a dessert option for your guests they will be more than happy. You could bake cupcakes or have chocolate covered strawberries or a sweet cart.

Ceri Harris is an underwriter at Willows Finance a secured loans company based in Wales.

By Jasmina