One of a student’s worst fears is falling behind financially, especially when they’re trying to balance so many things at once. They have a lot of things to do, and not always enough money to do them in. Everything can work just fine when you have the ability to work or rely on other sources, but what if you were to suddenly get sick with a major illness? That would throw a wrench into your financial blueprint. There’s nothing wrong with building a plan to change your finances. If you have a credit card already, you might be tempted to just throw all of your expenses on it. But that’s not really the best way to go. You’re going to need to make sure that you focus on the bigger picture and really ensure that you will have the power to really bring yourself peace of mind.

There are many types of student insurance, actually. You can go with car insurance if you have a vehicle, but there are still more insurance products than that.

We recommend that you check into contents insurance. When you go to university, you’re going to have plenty of people seeing exactly what you have and don’t have. Even if you don’t think that you really own anything, you may be surprised when you open your eyes and a lot of your stuff is actually gone. That’s the type of scenario that we’re talking about. If you honestly want to make sure that you don’t have to worry about trying to replace everything in case something gets stolen, then you really need to make sure that you focus on the greater picture here — you don’t want to try to have to replace a lot of items.

If you have a mobile phone, you will need to think about mobile phone insurance. In this day and age, it seems like everyone’s got a big and fancy smartphone. Don’t make the mistake of thinking that you don’t need insurance, only to find that you have to replace your phone quickly. The cost of these smartphones can be in the hundreds of pounds. Wouldn’t it be nice if you could just file a claim and pay a smaller fee to get a brand new phone? That’s what we thought too!

The time is right for students to start looking into all of their insurance options for the choice that really works the best for them!

By Jasmina